Welcome to 7 Steps to Financial Wellness with Manisha Thakor, MBA, CFA, CFP. In this video, Manisha will walk you through everything you need to know in order to get started with the program, including more information about each of the financial habits you'll learn to master. By the end of the program you’ll understand exactly how much money you have coming in, where it’s going out, and how to make the smartest choices about your money moving forward.

Evaluating if you’re currently living within your means is by far the most important first step to achieving financial wellness. If you regularly spend more money than you earn, you’ll always have financial stress unless you start making some changes right now. In this video, Manisha will help you understand where you stand with this habit so you can get to a place where you have money remaining at the end of each month.

Creating a monthly budget can feel daunting to the best of us; but it's a necessary tool for reducing your financial stress. The good news is that it doesn't have to be complicated to be effective. In this video, Manisha will introduce you to simple tools like the 50/30/20 balanced spending rule that will allow you to figure out where your money is being spent, and determine where tweaks are necessary moving forward.

Take your budgeting game to the next level by learning how to practice Joy-Based Spending. This technique helps you become more mindful of why you're spending (or overspending) and helps you feel truly in control of your finances through making sure you’re maximizing how you spend your hard-earned dollars.

Dealing with debt is arguably one of the most stressful and confusing financial topics out there. In this session, Manisha will talk to you about into the importance of whittling away at your debt and share a simple 3-step process that will help you get started. She'll also cover a few important financing rules you’ll need to consider before making big purchase decisions.

The one thing we can all expect in life, is the unexpected. In this video, Manisha will talk about the importance of building a $2,000 emergency cash fund for unforeseen expenses. Though it may not be the most fun thing to put your money towards, saving for the future is one of the best steps you can take to create financial well-being and build for a brighter future.

The concept of retirement can feel daunting and many of us worry we won't have enough money to feel comfortable. In this video, Manisha will share her best advice around when and how to start taking action towards your retirement. She'll also share some benchmarks to be aware of that will help you feel confident about your long-term saving progress.

When you meet that someone special people will often ask you if you are emotionally, spiritually, intellectually or physically compatible. But rarely will they ask if you are financially compatible. Alas, money is one of the top causes of fights and divorce. So making sure you and your sweetie are on the same page financially is essential to the long-term health of your relationship. In this video, Manisha will cover how to bring the topic up, how to discuss money effectively, and provide you with a helpful worksheet to use when you’re ready to talk money with your honey.